The FORM Process
Good advice starts with good conversations — and this is how we have them.
Instead of handing you a stack of surveys and questionnaires, we talk through the four areas that shape almost everyone’s financial life: Family, Occupation, Recreation, and Money. What comes out of these conversations tells us far more than any questionnaire could, and it’s the foundation of the personalized investment management we provide for families across Central Ohio.
Getting started also means pinning down two more things: your goals, and how much negative volatility you’re comfortable with – because everyone loves up volatility. Together with our FORM Process, they tell us not just where you want to go, but the strategy we use to help get you there.
And because life rarely sits still, FORM isn’t a one-and-done intake activity. As your financial advisors, we revisit it with you often and formalize it as part of your annual strategy meeting.
Family
Tell us what’s important to your family’s financial future. Is college looming or are there kids or grandkids coming? Does your family have special care needs? Pets are family, too; have you thought about who would take care of pets in a family tragedy? The more we know, the better we do!
Occupation
Tell us about your job and the other jobs in your family. Do both spouses work in outside jobs? Are both saving via retirement and Social Security income planning? Are your jobs secure, safe, and with increasing pay? Might you be looking to make a career change or is retirement looming and you’re interested in replacing your job income? The more we know, the better we do!
Recreation
What do you and your family do for fun? Travel? Weekend jaunts to local spots? Go to sports or concert events? How much do you think you spend on recreation and do you see that amount increasing in years ahead? Do you work hard now to enjoy recreation later, like retirement? Or do you spend now because you don’t know when your time might be up? The more we know, the better we do!
Money
The root of our issue. Tell us about yours. How do you view it, as a problem-solver or as an opportunity-provider? Did your parents teach you to scrimp and save or are you more likely to splurge regularly? How would you envision your money-life changing in future years before and after retirement or slowing down? The more we know about how you view your money, the better we do!
Let’s start the conversation.
The best way to understand the FORM Process is to experience it. Tell us where you are and where you want to go.
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